PERSONAL CONTRACT PLANS - YOUR FREEDOM TO CHOOSE...

Ideal for those that wish to enjoy the benefits of upgrading their car every two or three years and perfect for young families who wish their car to grow with their lifestyle.

Personal Contract Plans [PCP’s] allow you the freedom to achieve this, whilst taking advantage of monthly payments which are lower than some traditional finance schemes.

An Optional Final Payment is calculated based upon your driving requirements, and offset to the end of your agreement.

Your repayments are based upon the price of your new car less any deposit and the Optional Final Payment, plus any interest and fees. Lower fixed monthly payments will help you manage your budget more effectively or could mean that you are able to upgrade your car to a higher specification model.

PERSONAL CONTRACT PLANS HOW DOES IT WORK?

PERSONAL CONTRACT PLANS - WHAT HAPPENS AT THE END?

Company car drivers...

In today’s environment, with company car benefits linked to C02 emissions, you might be finding your company car is more of a hassle than a perk. If you have decided to opt out of your company car scheme, choosing a PCP may be the ideal way to get the most from your company car allowance. For more information please refer to Platinum’s Concise Guide to Cash for Cars Schemes.